The Complicated World of Insurance Made SimpleThe Complicated World of Insurance Made Simple


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The Complicated World of Insurance Made Simple

When I bought my first home, I had a real estate agent lead me through the entire home-buying process. This made it simple and easy for me. However, when it came time to choose a homeowners insurance policy, I became very confused about what made up a good policy. I started by doing a lot of online research into what homeowners insurance features were needed in my area and then finally called an agent who led me step-by-step through choosing the policy that was best for me and my home. I learned a lot during my research and time spent talking to my agent. I have also learned a lot about other types of insurance over the years, so I thought I would start a helpful blog all about insurance. I enjoy helping others, so come back often for new tips!

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Latest Posts

Don't Be Left Without Protection: Why You Should Never Let Your Commercial Insurance Get Cancelled
30 October 2020

If the recent shutdowns have you facing financial

3 Add-Ons You Should Include with Your Commercial Automobile Insurance
30 September 2020

If your business uses a vehicle for business purpo

3 Reasons to Buy Property Insurance for Your Home-Based Business
27 August 2020

If you work in a home-based business, you may not

Auto Insurance Tips For New Drivers
28 July 2020

People tend to pay lower auto insurance rates as t

3 Ways To Save On Car Insurance As A College Student
26 June 2020

Paying for car insurance when you're already on a

Don’t Be Left Without Protection: Why You Should Never Let Your Commercial Insurance Get Cancelled

If the recent shutdowns have you facing financial difficulties with your business, and you're trying to find ways to cut corners, don't let one of those corners be your commercial insurance. It might seem like a good idea to let your commercial insurance coverage lapse for a month or two, especially if you haven't suffered any recent losses. But, that's actually the last thing you want to do. After all, you never know when an emergency is going to arise. Read More 

3 Add-Ons You Should Include with Your Commercial Automobile Insurance

If your business uses a vehicle for business purposes, you need a commercial automobile insurance policy. Commercial auto insurance policies are designed for both a single-business vehicle as well as a fleet of business vehicles. As with all insurance policies, you can customize your business's auto insurance coverage to meet your needs. The key is to know what add-ons are worth it. Hired and Non-Owned Vehicle Coverage When you are setting up your policy, in addition to covering the vehicles that you own, you are going to want to make sure you add-on hired and non-owned liability and physical damage coverage Read More 

3 Reasons to Buy Property Insurance for Your Home-Based Business

If you work in a home-based business, you may not realize that you need business property insurance coverage. After all, you have homeowners insurance, right? Your business assets may not seem to amount to much either. So, why should you be certain you carry this coverage? Here are a few key reasons.  1. Homeowners Insurance May Not Apply Homeowners insurance generally doesn't extend to expenses involved in business activities. While it may pay to restore the structure of your home office room, it is unlikely to pay for computers, technology, and mobile devices used for business purposes. Read More 

Auto Insurance Tips For New Drivers

People tend to pay lower auto insurance rates as they gain experience behind the wheel. As a result, new drivers tend to pay higher rates for their lack of experience driving. If you are a new driver and need auto insurance, here are some tips to help you find the most affordable policy. Join a Policy There is a difference between getting your own policy and joining someone else's policy. When you get your own policy, you might have only one vehicle to insure. Read More 

3 Ways To Save On Car Insurance As A College Student

Paying for car insurance when you're already on a tight budget as a college student can be stressful. And of course, if you have traffic tickets or other points on your driver's license, you might be paying a pretty penny for your coverage each month. The good news? There are some practical and effective ways to potentially cut down on your auto insurance rates without sacrificing your peace of mind and protection behind the wheel. Read More