The Complicated World of Insurance Made SimpleThe Complicated World of Insurance Made Simple


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The Complicated World of Insurance Made Simple

When I bought my first home, I had a real estate agent lead me through the entire home-buying process. This made it simple and easy for me. However, when it came time to choose a homeowners insurance policy, I became very confused about what made up a good policy. I started by doing a lot of online research into what homeowners insurance features were needed in my area and then finally called an agent who led me step-by-step through choosing the policy that was best for me and my home. I learned a lot during my research and time spent talking to my agent. I have also learned a lot about other types of insurance over the years, so I thought I would start a helpful blog all about insurance. I enjoy helping others, so come back often for new tips!

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Latest Posts

Auto Insurance Coverage: DUI Citation
30 May 2023

Receiving a DUI (Driving Under the Influence) cita

3 Things To Consider When Taking Out A Life Insurance Policy
14 April 2023

Life insurance can help you take care of your fami

Unusual Risks That Your Home Insurance Probably Covers
24 February 2023

Most homeowners understand that home insurance cov

What Is Covered With PIP Insurance
17 January 2023

One optional type of coverage you can buy along wi

Understanding SR22 Insurance And How To Obtain It
12 December 2022

Obtaining car insurance is often a headache for a

Auto Insurance Coverage: DUI Citation

Receiving a DUI (Driving Under the Influence) citation can have significant consequences, both legally and financially. In addition to potential legal penalties, such as fines and license suspension, a DUI conviction can impact your auto insurance coverage. Understanding how DUI citations affect your insurance and what steps you can take to navigate this situation is crucial. Here are some insights on auto insurance coverage in relation to DUI citations to help you make informed decisions. Read More 

3 Things To Consider When Taking Out A Life Insurance Policy

Life insurance can help you take care of your family's needs after you die. However, there are many options to consider regarding life insurance coverage, and you want to ensure you secure the best option for your family's needs. Since not all policies and life insurance packages are the same, you will want to spend some time comparison-shopping before committing to a policy. Here are three things to keep in mind when looking into life insurance. Read More 

Unusual Risks That Your Home Insurance Probably Covers

Most homeowners understand that home insurance covers home damage and third-party personal injury claims. However, many people do not appreciate how much protection home insurance offers. Below are some unusual risks your home insurance might protect you from. Falling Objects Your home insurance company will compensate you for damage that falling objects might cause to your home. For example, you may receive compensation for damage caused by: Falling trees Falling meteorites Falling drones Falling airplane debris The compensation comes from the property damage coverage integrated into your homeowner's insurance. Read More 

What Is Covered With PIP Insurance

One optional type of coverage you can buy along with your auto insurance is personal injury protection, often referred to as PIP. That's why it helps to know what is covered with PIP insurance so that you can determine if it is right for you. Medical Expenses One of the biggest expenses you may have related to an auto accident is for medical expenses. However, PIP does not replace your existing health insurance plan. Read More 

Understanding SR22 Insurance And How To Obtain It

Obtaining car insurance is often a headache for a lot of drivers due to the cost of insurance. It is even more problematic for drivers who are required by law to obtain SR22 insurance. When a person earns a certain number of points on their driver's license. Points are added because of moving violations, such as running a red light or failing to stop at a stop sign. Average Cost of SR22 Insurance Read More