The Complicated World of Insurance Made SimpleThe Complicated World of Insurance Made Simple

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The Complicated World of Insurance Made Simple

When I bought my first home, I had a real estate agent lead me through the entire home-buying process. This made it simple and easy for me. However, when it came time to choose a homeowners insurance policy, I became very confused about what made up a good policy. I started by doing a lot of online research into what homeowners insurance features were needed in my area and then finally called an agent who led me step-by-step through choosing the policy that was best for me and my home. I learned a lot during my research and time spent talking to my agent. I have also learned a lot about other types of insurance over the years, so I thought I would start a helpful blog all about insurance. I enjoy helping others, so come back often for new tips!


Latest Posts

Auto Insurance Coverage: DUI Citation
30 May 2023

Receiving a DUI (Driving Under the Influence) cita

3 Things To Consider When Taking Out A Life Insurance Policy
14 April 2023

Life insurance can help you take care of your fami

Unusual Risks That Your Home Insurance Probably Covers
24 February 2023

Most homeowners understand that home insurance cov

What Is Covered With PIP Insurance
17 January 2023

One optional type of coverage you can buy along wi

Understanding SR22 Insurance And How To Obtain It
12 December 2022

Obtaining car insurance is often a headache for a

Need SR-22? Steps to Take

After a DUI or several major traffic violations, you should not be surprised to find out that you need SR-22 insurance. SR-22 is for high-risk drivers, and it is a necessity for many people. Without purchasing it, you might lose your driver's license. Once you find out that you need it, here are the steps you must take. Look at the Date The first thing to do is to find out the date that you need the policy. Read More 

Cyber Liability Insurance And Your Business: The Basics

When most business owners think about commercial insurance, they think about commercial property insurance, general liability, and sometimes commercial vehicle insurance. What many people don't think of, however, is the importance of cyber liability coverage for businesses. If you have never heard of cyber liability insurance, you may not really understand what it is or how it can help your company. Here's a look at what you need to know. Read More 

Don’t Be Left Without Protection: Why You Should Never Let Your Commercial Insurance Get Cancelled

If the recent shutdowns have you facing financial difficulties with your business, and you're trying to find ways to cut corners, don't let one of those corners be your commercial insurance. It might seem like a good idea to let your commercial insurance coverage lapse for a month or two, especially if you haven't suffered any recent losses. But, that's actually the last thing you want to do. After all, you never know when an emergency is going to arise. Read More 

3 Add-Ons You Should Include with Your Commercial Automobile Insurance

If your business uses a vehicle for business purposes, you need a commercial automobile insurance policy. Commercial auto insurance policies are designed for both a single-business vehicle as well as a fleet of business vehicles. As with all insurance policies, you can customize your business's auto insurance coverage to meet your needs. The key is to know what add-ons are worth it. Hired and Non-Owned Vehicle Coverage When you are setting up your policy, in addition to covering the vehicles that you own, you are going to want to make sure you add-on hired and non-owned liability and physical damage coverage Read More 

3 Reasons to Buy Property Insurance for Your Home-Based Business

If you work in a home-based business, you may not realize that you need business property insurance coverage. After all, you have homeowners insurance, right? Your business assets may not seem to amount to much either. So, why should you be certain you carry this coverage? Here are a few key reasons.  1. Homeowners Insurance May Not Apply Homeowners insurance generally doesn't extend to expenses involved in business activities. While it may pay to restore the structure of your home office room, it is unlikely to pay for computers, technology, and mobile devices used for business purposes. Read More