The Complicated World of Insurance Made SimpleThe Complicated World of Insurance Made Simple

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The Complicated World of Insurance Made Simple

When I bought my first home, I had a real estate agent lead me through the entire home-buying process. This made it simple and easy for me. However, when it came time to choose a homeowners insurance policy, I became very confused about what made up a good policy. I started by doing a lot of online research into what homeowners insurance features were needed in my area and then finally called an agent who led me step-by-step through choosing the policy that was best for me and my home. I learned a lot during my research and time spent talking to my agent. I have also learned a lot about other types of insurance over the years, so I thought I would start a helpful blog all about insurance. I enjoy helping others, so come back often for new tips!


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How Should You Study For A Property Insurance Exam?

If you're an insurance agent preparing to take your first property insurance licensing examination, you may be nervous as to what to expect. Even if you've been working in the insurance industry for years, these tests can often cover an expansive range of subjects, many of which you may not deal with on a regular basis. Read on to learn about a few of your studying options when preparing to take a property or casualty insurance licensing examination. 

Take a Class

Sometimes, especially if you live in or near a large city, you'll be able to take an in-person preparation course to teach you the state-specific ins and outs of the licensing exam. This short course may rely on more general multi-state preparation books or be taught by a currently licensed agent in your state. 

If an in-person prep course isn't available in your area, an online course may be an option. These courses can be accessed from just about anywhere with an internet connection and will give you the same basic knowledge that can be gleaned by attending classes in person, but without the schedule constraints.  

Use Course Prep Books

If you're not keen on the idea of a full-blown course to help you pass your licensing exam, purchasing or borrowing some course prep books and studying on your own time may be a viable alternative. These books should be state-specific and provide you with the same range of information you'll be tested on. If you're borrowing these prep books and don't want to write in them, you'll want to take copious notes or use removable, residue-free sticky notes to mark certain pages. Otherwise, you may opt to write, underline, or highlight directly on the pages to connote the most important parts (or the parts most likely to be included on the actual licensing exam). 

Don't Study and Wing It on Test Day

For those who prefer to prepare as minimally as possible, forgoing classes and prep books may seem like the best path. But planning to wing it should depend on your employer's (and state's) guidelines for exam re-taking in the event you don't pass. If your livelihood depends on your ability to pass this test, or if your state will restrict you from re-taking the test within a certain period of time, it can be in your best interest to set aside some time to study before test day.